Unnati Microfinance Bittiya Sanstha has published fourth quarter report of FY 2075/76. Net profit surged by 103.71% in comparing period.
As per the published report, it has reported surge in net profit to Rs.4.18 crore in this Q4 of Fiscal year 2075/76 from Rs.2.05 crore in the same period of fiscal year 2074/75.
It has borrowed Rs 1.10 arba in Q4 and collected deposit of Rs.55.60 crore from Rs.33.35 crore in last year. It had floated loan & advances of Rs.1.45 arba in this fourth quarter which was Rs 1.00 arb a in Q4 of FY 2074/75. Deposit increased by 66.69% & loan expansion by 45.67%.
Its net interest income increased to Rs.8.51 crore in Q4 from Rs.6.50 crore in the last corresponding quarter of FY 2074/75.
Likewise, Operating profit increased to Rs.6.51 from the operating profit of Rs.3.15 crore in the FY 2074/75
Its paid up capital is Rs.8.82 crore with reserves of Rs.6.11 crore from Rs.3.51 crore in last year. Reserve grown by 73.79%
Its non performing loan stands at 1.63%. Cost of fund stands at 10.28% and capital adequacy at 9.93%.
Annualized earning per share (EPS) stands at Rs 47.43, Net worth per share at Rs.169.26 and PE ratio at 16.87 times.
