National Microfinance Bittiya Sanstha has published fourth quarter report of FY 2075/76. Net profit increased by 53.28% in comparing period.
As per the published report, the microfinance company has reported surge in net profit to Rs.13.14 crore in this Q4 of Fiscal year 2075/76 from Rs.8.57 crore in the same period of fiscal year 2074/75.
It has borrowed Rs 2.28 arba and collected deposit of Rs.1.28 arba in this Q4. It had floated loan & advances of Rs.3.66 arba in this fourth quarter which was 2.38 arba in Q4 of FY 2074/75. Loan expansion increased by 54% where deposit grown by 72.12%.
Its net interest income increased to Rs.26.64 crore in Q4 from Rs.17.23 crore in the last corresponding quarter of FY 2074/75.
Likewise, Operating profit increased to Rs.20.86 crore from the operating profit of Rs.13.47 crore in the FY 2074/75
Its paid up capital is Rs.15.08 crore with reserves of Rs.24.12 crore. Reserved increased by 96.36% in the comparing period.
Its non performing loan (NPL) increased to 1.43% from 0.92% which quite not good. Cost of fund stands at 9.49% and capital adequacy at 11.11%.
Annualized earning per share (EPS) stands at Rs 87.12, Net worth per share at Rs.259.86 and PE ratio at 16.98 times.
