See the Q3 report of Commercial banks, Net profit raise by 15% whereas paid up capital raise by 38%.

See the Q3 report of Commercial banks, Net profit raise by 15% whereas paid up capital raise by 38%.

All 28 commercial banks have published their third quarter report. Most of banks have increased net profit as compare to corresponding quarter of previous year. It is clear that banks are unable to increased net profit in the ratio of capital increment. As EPS of banks is decreased.

In the analysis period, paid up capital of bank is increased by 38% in Q3  &  net profit is increased only 15% as compare to corresponding quarter of previous FY 2073/74.

Analyzing based on Paid up Capital in Q3 2074/75

In terms of paid up capital, Agriculture Development bank stood at top position with paid up capital of 13.93 arba. Nepal investment bank with 10.64 arab, Global IME bank with 8.88 arba, Rastriya Banijya Bank with 8.58 arba & Laxmi Bank with 8.22 arba stood at second, third, fourth & fifth position.

Nepal Credit & commerce bank stood at last position with paid up capital 4.67 arba.

Mega Bank, Bank of Kathmandu, Civil bank, NMB Bank, Kumari Bank & Nepal credit & commerce bank are under capital requirement of 8 arba from NRB.

In terms of capital increment, Laxmi Bank stood at top position of 160% growth. Century commercial bank at second position with 119% growth & Standard chartered bank at third position with 114% growth in paid up capital.

Analyzing based on Net profit in Q3 2074/75Above highlighted with orange indicates fall in net profit

In terms of net profit in Q3, Rastirya Banijya Bank stood at top position with 3.08 arba. Nepal investment bank with 2.83 arba, Nabil Bank with 2.79 arba Nepal bank with 2.56 arba & Everest bank stood with 1.80 arba stood at second, third, fourth & fifth position.

Civil Bank limited at last position with net profit of 35 crore.

In terms of Net profit increment, Nepal credit & commerce bank stood at top position with 225% growth. Civil bank at second position with 127% growth & Century bank at third position with 103% growth in net profit as compare to previous year corresponding quarter.

Prabhu Bank stood at last position with declined in net profit by 40%. Global IME bank, Mega bank, Nepal Bangladesh Bank, NIC Asia Bank, Machhapuchchhare bank & Prabhu bank have posted declined in net profit as compare to corresponding quarter of previous year.

Also read: Q3 report of Rastirya Banijya Bank & Nepal credit & commerce bank

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